SpecLender

Borrower prospecting for private, hard-money and construction lenders · New Jersey

Find the builders who need capital next. Reach them first.

SpecLender reads deeds, mortgages, parcels and permits to show which builders are buying, how they fund their projects, and how to contact them. Build your outreach list in minutes, then underwrite from the same record.

Prospect the builders who fit your credit box
Filter New Jersey's active builders by county, lots bought in the last 90 days or 12 months, deal size, and how they finance. See who pays cash, who carries construction debt, and who is scaling up.
Reach the person, not the LLC
Deeds name companies. We resolve them to the principals behind them, with phone, email and mailing address where we have them, and export the list straight into your outreach.
Underwrite before the first call
Every holding, every sale with hold time and gross margin, every recorded mortgage and construction loan, and the permits pulled on each site. The borrower's track record, from the public record.

Coverage today: every New Jersey builder principal with recorded activity since 2020, roughly 26,000 people behind 100,000+ deeds, refreshed nightly from county deed and mortgage records, parcel data, DCA construction permits, business filings and MLS status. Entity-to-person resolution is probabilistic and reviewed continuously.